Wealth from Debt!
  • We teach you to negotiate lower rates with your creditors!
  • We teach you how to get you out of debt 3-5 times faster
  • We teach you how to achieve a minimum savings of $3000
  • We teach you how improve your FICO and credit scores
  • We provide a customized Smart Savings Plan™

A Debt Reduction System that works within your Budget

Welcome to Financial Educational Services, Inc. (FES). We are the leading company in the country focused on providing individuals and families the knowledge and tools they needs to achieve financial wellness and peace of mind.

 

We believe that you don’t have to be a stockbroker or graduate with a degree in Finance to learn smart ways to keep more of the money you earn. Financial education isn’t a privilege reserved for some. It is a basic necessity and we are the pioneers of making it available to everyone.

 

Our program has been designed to be practical. There are no theories to memorize, no papers to write or final exams. Instead, you get a trained expert who will review your current financial standing, identify areas for improvement and then help you make those improvements. We do the work and teach you along the way.

 

FES financial specialists have spent more than 5 years teaching over 50,000 clients how to improve their finances. Our program includes educational modules, expert analysis of your financial profile, customized action plans and ongoing support from a designated advisor. We use proven teaching methodology and advanced analytics to ensure that within 60 days of enrollment:

 

  • You have the knowledge and confidence
    to make informed financial decisions
  • You understand your own financial and
    credit profiles
  • You have a documented plan to achieve
    financial wellness

We invite you to spend time on our website. We offer many valuable resources that can help you begin to gain control of your finances, eliminate debt and begin to accumulate savings and investments.

Visit the FES Value page to learn more about our program. The Video Gallery features interesting clips on personal finance and the current state of the U.S. economy. You can learn more about our integrity and reliability on the About Us page. Also, you can request more information about us and the services we offer through the Contact Us page.

 

Lou Dobbs on Credit Card BOR

Videos are provided for informational purposes only. Specific content does not necessarily represent the views and opinions of FES, Inc., its staff and associates.

The Real Cost of your Credit Cards

Cost of Credit CardsMaking the minimum payment on a $4,800 balance (average balance of U.S. cardholders) at the average annual 17% interest rate, it would take you 34 years and seven months to pay off. You would pay $10,399.36 in interest alone, and a total of $15,199.36 for the privilege of charging the $4,800!

Even with this one debt, our plan would save you over $7000 in interest payments and pay off this card 32 years faster!

Why Debts take so long to Pay Off

Save MoneyEver wonder why your debts take so long to pay off? You pay and pay, but the principle doesn't go down? Credit card debt is the most difficult debt to manage, mainly because of the way credit card companies calculate your minimum payments.

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Arm yourself with Knowledge

articlesFES has unique tools and knowledge you won't find on the internet or in any news article. We have put years of experience, research, analytics and best practices into our proprietary debt reduction plan.

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Get with the Program

Debt Reduction PlanYour customized debt reduction and wealth building plan will be your new guide to Financial Wellness. This incredible personalized Smart Savings PlanTM is more than just a payment schedule; it is a roadmap for anyone who wants to take control of their debt and reclaim their lives. From calculating the true cost of your debt, to saving thousands in interest payments, your plan is made for you, and no one else.

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300x250 - Check Credit Score Online

 

Learn the inner workings of consumer credit and gain control of your debt
Really! Once you sign up for our program you will experience a lower level of finance related stress.
View testimonials by people who have had their lives changed by reducing their debt through Financial Educational Services.
We do not consolidate or settle debt, we do not recommend bankruptcy and we don't offer debt elimination programs, there are differences. Our debt consultants are different, we work hard to maintain your credit.
We offer life after debt.

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