When it comes to paying off debt, most consumers can use all the help they can get. Sadly, when it comes to revolving debt, consumers can find themselves in financial trouble quicker than they realize. Depending on your specific circumstances, a debt reduction program may be the solution you’ve been seeking.
Serving consumers with a fairly large amount of revolving debt that has not yet begun to negatively affect their credit score, debt reduction programs offer consumers a budgetary process that helps to pay down debt much faster, while allowing a reasonable amount of money each month for living expenses and a guide on using the money saved on interest payments to plan for the future.
This is different from a debt consolidation program, which essentially takes your money and your control away from you. Consolidation programs will help you to pay down credit card balances and other forms of debt, but will typically leave your credit profile in shambles. Also, consolidation programs rarely take the time and effort to teach you about credit and develop you as an educated consumer. On the contrary, they often require that you surrender your credit cards and leave it all in their hands. While this process usually yields great results in paying down your debt, it doesn’t educate you on how to avoid getting right back into unmanageable debt.
FES is much different. We are not a “tough-love’ organization that will take away your credit cards and leave you unprepared to handle an emergency. On the contrary, our mission is to educate consumers to gain more control of their finances and learn to make sound decisions about spending and use of credit.
We provide a comprehensive program that educates, supports and guides you to a brighter financial future. So many consumers who don’t get help struggle with debt and lose everything. That doesn’t need to happen! It isn’t a success if our customer ends up in a settlement or bankruptcy. While these may be very valid solutions for some, it isn’t what we offer. The goal of the FES program if for you to come out on top: debt free, stress free, and confident about your financial knowledge and abilities.
The FES debt reduction plan is based on sound analysis of your credit and income profile. Our trained Financial Advisors create a customized repayment plans that optimizes the money you already spend on your bills each month. In many cases, we are able to secure interest rate reductions on your behalf that save you money and enable you to pay off your debt even sooner.
Why wait until you are in financial ruin to try to get help. Find a program that meets your needs and feels reliable to you. Start before a repair is necessary and take control of your debt to ensure your Financial Wellness in the near future.
Contact Us Today at 1-800-282-1649
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