Founded in 2004 and headquartered in Clearwater, Florida, FES has over 100 full time employees that have helped over 50,000 clients nationwide. We've negotiated fair interest rates for over $1 billion dollars in credit balances and coordinated over $115 million dollars in balance transfers for our clients.
Our Company
We at FES have spent a great deal of time and study on what we believe is a unique program to educate individuals like yourself about the various tools available to reduce the interest cost associated with debt. The debt may be due to a mortgage, credit card, auto, home equity loan, student loan, or some other kind of loan. The tools and techniques we provide may be applied regardless of why the debt was necessary.
Our Clients
Our clients typically have FICO scores in the 650 to 750 range, are employed with stable incomes and have at least two credit cards. They are in good standing with their creditors and average $11,000 in revolving debt. We have helped clients with as little as $3,000 in credit card debt and as much as $100,000 in credit card debt.
You have undoubtedly seen many commercials about debt management or debt elimination programs. You may have considered debt consolidation or even bankruptcy as a solution to your current financial situation. These solutions leave lasting scars on your credit history and should only be considered as a last resort. For many people they are a permanently damaging solution to what, hopefully, is a temporary problem.
Financial Educational Services is one of a few organizations focused on making a good situation better. With our primary program, you keep all your cards. By following our proprietary Smart Savings Plan™ you will:
- Budget your monthly expenses
- Pay off your revolving debt faster
- Reduce the amount of interest you will pay to your creditors
- Improve your debt-to-income ratio
- Over time, see an improvement to your credit score
Your financial debt did not happen overnight, it happened over time. FES is here to help reverse the process. Once you are enrolled and we have received your completed paperwork, we can analyze your financial profile, develop your customized Smart Savings PlanTM and show you how to save thousands in interest expense and how to get out of debt 3 – 5 times faster!
